fbpx Habitat For Humanity Of Northern Fox Valley » Homeownership


Habitat builds and renovates houses in partnership with qualifying families, using as much donated material and labor as possible. Homes are sold at fair market value and financed with no-interest loans, making the monthly payments affordable.

Like every Habitat for Humanity affiliate, Northern Fox Valley selects its homeowners based on three criteria:

  • The applicant’s level of housing need
  • Their willingness to become partners in the program
  • Their ability to repay the no-profit, no-interest loan

Employment history, credit history, and ability to make the monthly mortgage payments are also considered. Neither race nor religion is a factor in selecting families.

Our affiliate builds homes in portions of Cook, Kane, and McHenry Counties.

For more information on our Homeowner Orientation schedule, please click here.

View our Frequently Asked Questions

Take the Self Assessment Questionnaire

Si necesita información sobre el Hábitat en español, favor haga clic en los siguientes enlace:

Preguntas Frequents

Solicitante Cuestionario de Autoevaluación

Loans are offered through Habitat for Humanity of Northern Fox Valley, a nonprofit Illinois Residential Mortgage licensee (#MB6761323) and an Equal Opportunity Housing lender.